Home Buying Tips

Home buying guide for the first time home buyer


CUSTOMER LOG-IN CHECKLIST FOR BUYING A HOME FORMS & CONTRACTS TO BUY A HOUSE AGENTS & BROKERS: LIST HOMES FOR SALE


DOWN PAYMENT OR NO MONEY DOWN MORTGAGE LOAN TO BUY A HOME PRICE RANGE


NEIGHBORHOOD CHECKLIST CRIME RATES SCHOOL COMPARISONS PRICE TRENDS


MORTGAGE BASICS CREDIT RECORD & BUYING A HOME MORTGAGE LENDERS MORTGAGE BROKERS MORTGAGE SIZE


BUYING A NEW HOMES PRE-OWNED HOMES RELATIVE HOME PRICES BUY HOME TO SELL AT A PROFIT SELECTING A REAL ESTATE AGENT HOME BUYING INSPECTIONS VIEWING HOMES WORKING WITH AGENTS


EVALUATING ASKING PRICE NEIGHBORHOOD SELLING PRICES NEGOTIATNG POSITION SAMPLE OFFER COUNTER OFFER NEGOTIATING TIPS


COMPLETING THE HOME BUYING PROCESS CLOSING DETAILS THE SETTELEMENT STATEMENT


CLOSING COST MONTHLY MORTGAGE PAYMENTS MONTHLY COST OF INCREASING LOAN AMOUNTS PRE-QUALIFICATION OF LOAN AMOUNTS AFTER TAX COST OF OWNING A HOME LENDER'S VIEW OF MONTHLY MORTGAGE PAYMENTS




MANAGING THE MOVE HIRING A MOVER THE MOVING CONTRACT INSURING YOUR STUFF LOADING AND UNLOADING

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Okay ! You found a house you love in your target neighborhood. Now what ? Use the links on this page for the secrets of negotiating a great price.

Let's assume some numbers so we can discuss the situation:

You found a 4 bedroom house at 134 Harbor Pl., 10 years old and 20 minutes from your job.
The asking price is $155,000.
You have $33,000 cash in the bank.
You've been pre-approved for a $120,000 mortgage loan.
You've done your homework and set your price range at $130,00 to $150,000

At $155,00 the asking price is $5,000 above your price range but you really want the house.

You could offer your top price of $150,000, but what do you do if the Seller refuses that offer ?

Steps to establishing a negotiating position
	Evaluate the Seller's asking price.
	Ask your agent to prepare a Comparable Market Analysis (CMA) to review neighborhood selling prices.
	HomePrice.Net provides a comprehensive analysis of home prices, plus school, crime and other neighborhood information.
	Consider other negotiating points.
	Decide how much to offer and on what terms.

Offers, Counter Offers and Negotiating Tips
	A Sample Offer.
	The Counter Offer
	Negotiating Tips

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Home Buying Tips

Offering to buy a home and negotiating a price